Bodily Injury Liability
May help cover costs when the insured driver is legally responsible for injuring another person in an accident.
Coverage options
Common Auto Insurance Coverage Options
A general reference guide to the types of auto insurance coverage a licensed agent may discuss with you.
Property Damage Liability
May help cover repair or replacement costs to another party's vehicle or property caused by the insured driver.
Collision
May help pay to repair or replace the insured vehicle after a covered collision, regardless of fault.
Comprehensive
May help pay for non-collision losses such as theft, vandalism, fire, hail, or animal-related damage.
Uninsured Motorist
May help cover certain costs when an at-fault driver has no insurance.
Underinsured Motorist
May apply when the at-fault driver's insurance limits are not high enough to cover the damages.
Personal Injury Protection (PIP)
May help with medical expenses and related costs after an accident regardless of fault. Availability varies by state.
Medical Payments
May help with certain medical costs for the insured and passengers after a covered accident.
Rental Reimbursement
May help pay for a rental vehicle while the insured vehicle is being repaired after a covered loss.
Towing & Roadside Assistance
May help with roadside services such as towing, jump-starts, lockouts, and fuel delivery.
Optional Protection Features
Additional features such as new-car replacement, gap coverage, or accident forgiveness may be offered by some carriers.
Please note: Descriptions are provided for general educational purposes only. Actual policy language, limits, exclusions, availability, and eligibility are determined by the applicable insurance carrier.
Want to Discuss Your Coverage Options?
Call Coverage Help Center to talk through the coverage types you're considering.
Coverage Help Center is not an insurance company. Availability, rates, eligibility, and coverage options vary by provider and state.